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Assistance for first home buyers with guarantees

Buying your first home can feel challenging, especially when saving for a deposit. The Australian Government’s 5% Deposit Scheme may help eligible first home buyers purchase a home sooner with a lower deposit and without paying Lenders Mortgage Insurance.

We can help you understand how the scheme works, check whether it may suit your situation and guide you through suitable loan options from application to settlement.

Benefits of the 5% Deposit Scheme:

  • May allow eligible first home buyers to purchase with as little as a 5% deposit.
  • Can help you avoid paying Lenders Mortgage Insurance.
  • May make it easier to enter the property market sooner.
  • Provides support when comparing suitable home loan options.

To learn more about the application requirements, you can download the official Home Buyer Declaration form below.

Learn more at Australian Government’s First Home Buyers website

Download the Home Buyer Declaration form

The process made easy

01

Get in touch with our team

15 mins

02

Complete a fact finder form

45 mins

03

We review and provide options

2 days

Our panel of lenders

With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.

Are you paying too much on your current home loan?

We offer a no-cost assessment of your home loan to review your current mortgage, interest rate and overall loan structure, then compare it against options our panel of lenders to see whether there’s a better fit. If there’s an opportunity to reduce your repayments or cut fees, we’ll explain the numbers clearly and guide you through the next steps. Get in touch today and you could save thousands of dollars.

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